Let's Compare Your Options.
Whether you're buying a new vehicle, buying used, or refinancing your current loan, we'll help you compare all your options before you decide.
Rates as Low as 3.99% APR*
The Best Decision Starts Before You Buy.
Most people begin by looking for a vehicle. We think it makes more sense to begin with your goals.
Maybe you're looking for a lower monthly payment. Maybe you've found the perfect vehicle. Maybe you're simply wondering whether refinancing could save money. Every situation is different, so our first conversation isn't about the loan. It's about understanding what you're trying to accomplish.
We'll walk through your options together, answer your questions, and help you decide what makes the most financial sense. If the answer is financing through Prestige Community Credit Union, we'll make the process simple. If another option better fits your situation, you'll still leave with confidence in your decision.
Three Ways We Can Help
1. Buy a New Vehicle
Start your next purchase knowing exactly what fits your budget. Pre-approval gives you confidence before you visit the dealership.
2. Buy a Used Vehicle
A quality used vehicle can be one of the smartest financial decisions you make. We'll help you find financing that supports your long-term goals.
3. Refinance
Already have a vehicle you love? Refinancing may help lower your payment, reduce interest costs, or better fit your current financial situation.
Use promo code: AUTO26 and apply now!
Additional Features*
✔ 60 Days No Payments
✔ 0.10% Automatic Payment Discount
✔ Fast Online Application
✔ Fast Pre-Approval
✔ Flexible Terms Up to 72 Months
✔ Auto Protection Products
Did You Know?
Refinancing doesn't require buying another vehicle.
Many members lower their monthly payment by refinancing the vehicle they already own.
Pre-approval can strengthen your buying position.
Knowing your financing before shopping allows you to focus on finding the right vehicle instead of wondering whether it fits your budget.
Small rate differences can have a lasting impact.
Depending on your loan amount and repayment term, even a modest reduction in interest rate can create meaningful savings over time.
Why Members Choose Prestige Community Credit Union
Every loan begins with a conversation. We take time to understand your situation before recommending a solution because financing isn't about fitting members into a product. It's about helping people make informed financial decisions. Whether you're purchasing your first vehicle, replacing one that's served your family well, or exploring ways to improve your current loan, our team is here to help you compare what's possible. Our goal isn't simply approving loans. It's helping members feel confident about the decision they make.
Ready to Compare?
Whether you're buying, refinancing, or simply exploring your options, we'd love the opportunity to help.
NOTE: The above illustration is for example purposes only; combination of auto protection products is what determines discounts and final APR.
New Vehicle Loan (Car / Truck / SUV)
| Term | APR* |
|---|---|
| Up to 36 Months | - |
| Up to 48 Months | - |
| Up to 60 Months | - |
| Up to 72 Months | - |
| Up to 84 Months | - |
Used Vehicle Loan (Car / Truck / SUV)
| Term | APR* |
|---|---|
| Up to 36 Months | - |
| Up to 48 Months | - |
| Up to 60 Months | - |
| Up to 72 Months | - |
Vehicle Lease
| Term | APR* |
|---|---|
| Up to 48 Months | - |