GET PAID TO USE YOUR DEBIT CARD

Open a Payback Checking account and get $200!* Plus 10¢ Back on Check Card Purchases

Banks take. Payback Checking gives back. Every swipe puts money back in your pocket with no minimums, no monthly fees, and no hoops to jump through. If you’re tired of fine print working against you, this is your sign to switch. Open your Payback Checking account today and start earning rewards on the spending you already do. Fill out the form below, it takes just a few minutes to get started.

Benefits:

  • Free Visa Check Card

  • 10¢ Back On Check Card Purchases

  • Free ATM’s

  • Rebate Bank ATM Fees

  • iPhone and Android Mobile App

  • No Minimum Balance

  • No Monthly Fee

  • Get payroll direct deposited up to 2 days early

Enter Promo Code “CKDFF” for Online Applications
* Must open a new Payback Checking account with promo code CKDFF.  Minimum direct deposit of $400 per month required.  Direct deposit must be an ACH of an employer paycheck, pension, or government benefits.  Person to Person or Account to Account transfers are not considered a direct deposit.  First direct deposit must be made within 60 days of account opening. Must have a minimum of 10 debit transactions totaling $400.00 per month.  The evaluation period and payment of any incentive will be on the last day of the month following 120 days of the account opening date. Requirements must be met for each month during the evaluation period including the month the bonus is scheduled to be paid. $200.00 Bonus may be subject to income tax reporting. Payback Checking - 10¢ rebates valid on all signature based debit transactions over $0.99. Select the “Credit” option on all transactions, do not enter PIN. The credit union reserves the right to determine if transactions processed under the 10¢ cash back program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of check card privileges and any accrued rewards cash. ATM Fee rebates are for any domestic non-Prestige ATM surcharge up to $5.00 with a maximum of 6 transactions per month. Fees over $5.00 will not receive a partial refund. Refunds are made at month end. Not valid in conjunction with other offers or conversion accounts. Offer good through 03/20/26. Subject to change at the discretion of the Board of Directors.