When we set out to create a new checking account, we asked ourselves one question, “What do our members need?" That’s how we created Ultra Free Checking. We don't think you'll find a better checking product anywhere!

New Switch Kit

• Free ATMs Worldwide –Use any ATM. We won’t charge you a fee.
  
• Free Automatic ATM Surcharge Rebates – When you use a non Prestige ATM, we’ll rebate you the surcharge automatically. No need to mail in your receipts.
  
• Free Home Banking - Access your accounts 24/7 via our website or telephone.
  
• Free Online Bill Pay - Not only can you access your account online, you can pay your monthly bills too.
  
• Free Online Check Images – See copies of your checks online as soon as they clear your account.
  
• Free Instant Issued Visa Check Card - Don’t wait for a debit card to be mailed to you. Open an account at our main financial center and walk out with a Visa check card in hand.
  
• Courtesy Pay - Never worry about having a check returned due to non-sufficient funds. Courtesy Pay will cover your checks up to $750.*
  
• Loan Rate Discounts – Receive a 25 basis point discount on most Prestige loans. **
  
• Unlimited Check Writing/Debit Card Use – Use your checkbook/debit card as often as you wish.
  
• High Interest Savings Option - When you open your Ultra Free Checking account you are also eligible to open a High Interest Savings Account.
  
• No Monthly Fees
  
• No Minimum Balance
  
• Direct Deposit Required ***
  
• Opening Balance - $25.00 ****

* Account must be open for at least 60 days. A $33 fee will be charged per paid item.

** Discount is applied when member selects to make loan payments via automatic draft from a Prestige account. All loans are subject to credit approval.

*** Direct deposit must be made at least monthly. First direct deposit must be made within 60 days of opening the account. Minimum direct deposit amount is $400 per month.